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Why Travel Insurance Is Important for Motorbike Travel
Compared to standard sightseeing trips, motorcycle travel involves higher levels of risk. A suitable travel insurance policy can provide important benefits such as:
- Emergency medical treatment and hospital care
- Accident and injury support
- Emergency evacuation and repatriation
- Personal liability coverage
- Trip cancellation or interruption protection
Many travellers only discover that they are not covered after an incident occurs. That is why understanding your insurance coverage in advance is extremely important.
→ Explore more 20+ Must-have Items On Your Motorcycle Trip Packing List
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Get travel insurance ready for a complete and fulfilling trip.
International Travel Insurance Providers Suitable for Motorcycle Travel
Below is a summary of popular international travel insurance providers commonly used by travellers joining motorbike tours in Vietnam.
Note: Coverage may vary depending on nationality, residency, and selected plans. Always verify details directly with the insurance provider before purchasing.
Insurance Provider | Commonly Accepted Nationalities | Motorcycle-Related Coverage | Typical Cost Level | Key Policy Sections to Review |
Navigator Travel Insurance | EU, UK, Australia, New Zealand | Motorcycle riding covered, subject to engine capacity conditions | Medium | Adventure Activities, Medical Benefits, Exclusions |
Australia, New Zealand | Motorcycle riding included under adventure activities | Medium – High | Adventure Pack, Personal Liability, Medical Limits | |
Australia | Selected plans include motorcycle coverage | Medium | Motorcycling Clause, Excess, Claims Process | |
UK, some EU countries | Motorcycle riding covered with specific conditions | Medium | Hazardous Activities, Medical Evacuation |
→ Explore more Southeast Asia Motorbike Routes In 2026: The Ultimate Adventure Guide
Important Things to Check Before Buying Travel Insurance
We strongly recommend reviewing the following sections carefully in any insurance policy:
Adventure / Hazardous Activities
Check whether motorcycle or motorbike riding is clearly included.
Engine Capacity Limits (cc)
Some policies only cover motorcycles below a specific engine size.
Medical Coverage Limits
Especially important when travelling in remote or mountainous areas.
Exclusions
This section determines whether your claim will be accepted or denied.
Claims Process
Understand required documents and procedures before you need them.
Who Should Buy Travel Insurance?
Travel insurance is not only for motorbike travellers. It is highly beneficial for many types of trips and travellers, including:
- Anyone travelling internationally
- Travellers participating in adventure or outdoor activities
- Trips with high overall costs
- Long-distance or multi-country journeys
Compared to the total cost of a trip, travel insurance is relatively inexpensive and is one of the most important preparations you can make.
In Vietnam, many tourism authorities strongly encourage—or require—travel insurance for participation in various activities. Tour operators like Frontier Travel Vietnam also rely on travel insurance to safely organize and operate tours for guests.
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Be safer on every trip with the right travel insurance.
Frontier Travel Vietnam Support
At Frontier Travel Vietnam, customer experience always comes first. To help you start your journey with a relaxed and confident mindset, we aim to reduce the stress related to insurance paperwork and preparation.
You are welcome to contact our team for support in choosing suitable travel insurance, based on real experiences from our previous guests. While we do not sell insurance, we help you identify options that offer practical coverage and value for your journey.
Conclusion
Motorbike travel in Vietnam—and adventure travel anywhere in the world—should be about memorable experiences, not unnecessary worries.
With careful preparation and a suitable travel insurance policy, you can enjoy your journey with confidence and peace of mind.
If you are planning a Vietnam motorbike tour in 2026, Frontier Travel Vietnam is ready to support you—not only on the road, but also before your journey begins.
FAQS
- Is travel insurance mandatory for motorbike travel in Vietnam?
Legally, travel insurance is not always mandatory. However, most tour operators and tourism authorities strongly recommend it, especially for activities involving motorcycles, mountain routes, or remote areas.
- Does travel insurance cover motorcycle accidents?
It depends on the policy.
You must check the Adventure Activities / Hazardous Activities section to confirm whether motorcycle or motorbike riding is explicitly included.
- Do all travel insurance policies have engine capacity (cc) limits?
Not all policies, but many insurance plans include engine size restrictions (for example, only covering motorcycles under 125cc or 150cc).
If you are joining a motorbike tour in Vietnam, always check the engine capacity conditions carefully.
- Does travel insurance cover medical treatment in mountainous or remote areas?
Yes, if the policy includes Medical Coverage and Emergency Evacuation benefits.
This is especially important for routes in northern Vietnam, highlands, or areas far from major hospitals.
- Do I need to buy travel insurance before arriving in Vietnam?
Yes. Most international travel insurance providers require policies to be purchased before departure or before entering the destination country.
Buying insurance after your trip has started may result in limited coverage or rejection.
- Does Frontier Travel Vietnam sell travel insurance?
No. Frontier Travel Vietnam does not sell travel insurance directly.
However, we support travellers in selecting suitable insurance options, based on real experience from previous guests.
- How does Frontier Travel Vietnam support travellers with insurance selection?
We can help by:
Recommending reputable international travel insurance providers
Highlighting key policy sections that should be reviewed carefully
Explaining complex insurance terms in simple language
Helping assess whether a policy matches your itinerary and motorbike activities
- If an incident happens during the tour, will Frontier Travel Vietnam assist?
Yes. During the tour, Frontier Travel Vietnam provides support within the role of a tour operator, including:
Assisting with contacting local medical facilities when needed
Providing tour-related documents and basic information required for insurance claims
Guiding travellers on how to contact their insurance provider and prepare initial claim information
Having a suitable travel insurance policy makes the process faster, clearer, and far more effective, especially in medical or accident-related situations.
- Who should buy travel insurance when visiting Vietnam?
Travel insurance is highly recommended for:
Travellers joining motorbike tours or adventure activities
Long-term travellers or multi-country trips
Travellers with complex itineraries
Anyone who wants to reduce medical and financial risks while travelling abroad
- Is travel insurance expensive?
Compared to the total cost of a trip, travel insurance is generally affordable.
It is considered one of the smallest yet most valuable investments for travel safety and peace of mind.
- When should I contact Frontier Travel Vietnam for insurance support?
You should contact us before departure, especially if:
You are unsure which insurance policy to choose
You need confirmation that motorcycle activities are covered
You want guidance before purchasing a policy
